Begin your home loan process today!

I am dedicated to making sure your mortgage experience is top-notch.

Loan Officer

Darrell Schwandt

Welcome to Advantage Plus Mortgage.

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. You may evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

As always, speaking with a Licensed Loan Officer is your best option to pinpoint the exact financing option that will work best for you.  Please contact us to learn more about FHA, VA, Conventional, Jumbo, Reverse and Bank Statement Loans.

Reverse Mortgages for Purchase or Refinance

Reverse Mortgages are for borrowers over the age of 60.  This program allows you to elliminate your mortgage payment for life or recieve an income to supplement your retirement.

Click on the Reverse Mortgage tab above to get answers to commonly asked questions.

Home Buyer's Purchase Rebate

As an incentive for all of our Buyers, if you use Colorado Flat Fee Realty to buy your home, any home in Colorado, and you use Advantage Plus Mortgage, owned by John Vizzi/Broker Owner of Colorado Flat Fee Realty, you will get a 1% Rebate at closing. Call us for details, some restrictions apply

To Learn More About the Rebate Program visit the Colorado Flat Fee Realty website.

To get PreQualified to buy a Home and get introduced to a Top Realtor, Click Here to Start the Process.

Get to know us

Located in Beautiful Southern California, we thrive on the success and satisfaction of our clients.


Calculate your mortgage, interest rates, and more.

Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.